De ce salariu ai nevoie pentru un apartament de 100.000 de euro? Venitul minim pentru a accesa un credit • Newsweek România

In Romania, the salary needed to purchase an apartment varies based on the property's price and the buyer's financial situation. For a €100,000 apartment, a buyer needs a minimum monthly income of approximately €3,800, assuming a 20% down payment and no other debts. As the property price increases, so does the required income; for a €150,000 apartment, the income rises to about €4,650, and for €200,000, it reaches around €6,200. Banks consider various factors beyond salary, including existing debts and financial stability, which can affect loan approval. Therefore, potential buyers should assess their borrowing capacity before committing to a purchase.