De ce nu este inclus incendiul în asigurarea obligatorie a locuinței

A legislative proposal aims to establish October 13 as National Home Safety Day to promote disaster prevention and financial protection awareness. Sorin Mititelu from the ASF explained that the mandatory home insurance (PAD) covers catastrophic risks affecting many people, while fires typically impact fewer homes. The conference "Romania Intelligent - Home Safety Begins with Prevention" highlights ways for homeowners to safeguard their properties. Mititelu emphasized the distinct nature of fire risks compared to natural disasters, which require different assessment methods. He also noted the importance of civil liability insurance, especially in residential complexes. Financial education is crucial for changing risk management behaviors, with initiatives already in place to enhance public understanding.