Cum vor funcționa conturile de economii și investiții pentru pensie. Legea a fost adoptată de Parlament

A new law in Romania allows citizens to save and invest for retirement through special tax-regulated accounts. The legislation, recently passed by Parliament, introduces two types of accounts: CEI-S and CEI-D. CEI-S accounts are funded with already taxed income, with tax-free gains and withdrawals at retirement. CEI-D accounts allow contributions from gross income with deferred taxation until withdrawal. The initiative aims to enhance personal savings and contribute to the capital market's growth. Lawmakers emphasize the need for a sustainable pension system independent of state pressures, especially as demographic challenges loom. The law is pending presidential approval.