Cum reușește un cuplu de pensionari să trăiască din pensie fără să facă datorii? Ce este „metoda plicurilor”? • Newsweek România

An elderly couple from the Netherlands successfully manages their finances using the 'envelope method' to live debt-free on their pensions. They maintain a joint account for pensions and a separate one for household expenses, which is managed by Monique. This system allows them to allocate funds for various needs without incurring debt. They prioritize saving and paying in cash, avoiding consumer credit altogether. Their financial discussions focus on quality versus cost, but they reach agreements through dialogue. Their approach emphasizes shared financial responsibility and the importance of their relationship over individual preferences.