Cum poţi fi şters din Biroul de Credit. Români, ajunşi pe lista neagră pentru câteva zeci de lei

Many Romanians find themselves on the Credit Bureau's blacklist due to minor payment delays. Even small debts can lead to long-lasting negative records. If not notified by the bank, individuals may clear their records faster. Eugen Chiticariu's experience highlights the issue, as he was unaware of his negative status until applying for a loan. Data remains for four years, and clients often aren't informed about their listings. The number of non-performing loans is rising, prompting advice to pay on time. Caution is advised against companies promising to erase credit records for a fee, as results are not guaranteed.