Cum e mai avantajos să-ți ții banii la bancă: în lei, euro sau dolari? Calculele care fac diferența • Newsweek România

Choosing the right currency for savings involves more than just interest rates; exchange rates, taxes, and fees also play a crucial role. An analysis of average interest rates and currency fluctuations from January 2025 to July 2026 shows that while lei deposits offer higher interest, euro deposits have appreciated against the leu. The dollar, despite offering better interest than the euro, has depreciated significantly. For those with future expenses in euros, it may be a justified choice, while lei deposits remain advantageous for stable returns. Ultimately, the decision should align with individual financial goals and currency needs.