Creditorii IFN ar putea fi obligați să verifice identitatea clienților și să transmită situația finală a creditului în 5 zile

Two parliamentarians have proposed new regulations for creditors aimed at reducing identity fraud and providing consumers with clear information about loans. The bill is currently under debate in the Senate. A key provision requires creditors to verify the consumer's identity before concluding a remote credit contract to prevent unauthorized loans. The initiative also mandates stricter notification rules, ensuring consumers receive confirmations of important communications. Additionally, creditors must provide a standardized summary of the loan status within five working days after the contract ends. The project aims to enhance transparency and protect consumers from fraudulent practices.