China închide sute de bănci! 670 de instituții au dispărut în 2025, pe fondul reformelor de la Beijing • Newsweek România

China has closed 670 banks in 2025, nearly 25% of its banking institutions, as part of efforts to strengthen the financial system. The government is consolidating smaller banks, particularly rural ones, to create larger, more capitalized entities. Fitch Ratings highlights that small and rural banks are the weakest link in China's financial system, facing low asset quality and governance issues. The return on assets for rural banks has decreased, while non-performing loans have increased significantly, reflecting the economic slowdown's impact on these institutions.