China a desființat 670 de bănci într-un an. De ce se teme Beijingul?

China has closed over 670 banks in a year as part of a major restructuring effort to stabilize its financial system amid economic challenges. The country faces a prolonged real estate crisis, deflation, and slow credit demand, prompting authorities to limit the number of vulnerable financial institutions. The total number of banks has decreased by 23% in four years, with small regional banks being particularly affected due to poor asset quality and governance issues. The strategy includes mergers and capital injections to prevent liquidity crises. This unprecedented consolidation aims to strengthen the banking sector and maintain depositor confidence, especially after past banking panics.