ChatGPT a depășit TikTok ca profesor de finanțe. Românii cred că se pricep la bani, dar testele spun altceva

A recent study reveals that many Romanians overestimate their financial knowledge, with 20% relying on ChatGPT for information. Despite this, a significant portion lacks savings and confidence in their financial future. The study highlights a disconnect between perceived and actual financial literacy, with only 15% correctly answering a key question about bond prices. The Dunning-Kruger effect is evident, as those who rate their knowledge highly often perform poorly on financial tests. BCR aims to improve financial education in Romania through initiatives like Naționala de Edu Fin.