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Between 2015 and Q1 2026, housing prices in the EU rose by 61.9%, with Romania seeing a 64.8% increase. Despite nominal growth, real prices in Romania are below 2015 levels due to inflation. Cluj-Napoca is the most expensive city, while Bucharest has the fastest annual price growth. Romania ranks second in the EU for homeownership but has the lowest mortgage usage. High overcrowding and severe housing deprivation persist, despite favorable price-to-income ratios. Many households face utility payment delays, especially among younger populations. Only seven cities are affordable based on net salary, with Reșița being the easiest for purchasing a home, while Cluj-Napoca is the most challenging.