Ce se întâmplă dacă nu există poliță de asigurare RCA valabilă în caz de accident auto

Romanian drivers must understand the implications of not having valid RCA insurance when involved in an accident. If a driver without valid RCA causes an accident, they are financially liable for damages. The Bureau of Insurers of Romania (BAAR) can provide compensation to victims if the at-fault vehicle is identified but uninsured. However, the responsible driver remains liable for costs. If the other driver lacks RCA, victims should document the accident and follow BAAR's procedures for claims. Compensation varies based on whether the vehicle is identified or not, with stricter rules for unidentified vehicles. Checking RCA validity is crucial to avoid legal and financial issues.