Ce se întâmplă dacă ajungi la vârsta de pensionare fără 15 ani de cotizare, stagiul minim în legislația românească. Ce soluții ai

Individuals reaching retirement age in Romania without 15 years of contribution must fulfill this requirement to qualify for old-age pension. Options include continuing work, voluntary insurance, or paying contributions for past periods. Those who worked abroad can count their insurance years from other countries towards their pension eligibility. The minimum contribution period is 15 years, while the full period is 35 years. Individuals can also retroactively buy contribution years for eligible periods. Additionally, social pensions are available for those with insufficient contributions, but they do not replace missing contribution years. Support for low-income individuals can be sought through social assistance programs.