Ce se întâmplă cu un credit când titularul moare. Cât pot fi obligați moștenitorii să plătească • Știri Brașov Biz Brasov

When a person dies, their debts, including loans, automatically transfer to their heirs. Heirs are only liable for these debts up to the value of the inherited estate. If debts exceed the estate's value, heirs are not responsible for the difference. In cases of mortgage loans, the bank retains the right to recover the debt unless covered by insurance. Heirs can refuse the inheritance, which must be done formally. Acceptance of inheritance can be tacit, so heirs should clarify the estate's financial situation before making decisions.