Ce se întâmplă cu banii românilor dacă S&P retrogradează România. Cum se poate transmite decizia în rate, credite și investiții

S&P is set to evaluate Romania's credit rating on October 2, with potential implications for borrowing costs and economic stability. Analysts warn that a downgrade could increase interest rates on public debt, affecting loans and investments for citizens and businesses. Romania's current rating is at the lower end of the investment grade category, and maintaining it could prevent further economic pressure. However, structural financial issues remain unresolved. The government is already spending more than it earns, leading to rising borrowing costs. A downgrade could alter investor perceptions, increasing financing costs across the economy, although the direct impact on bank rates may vary based on multiple factors.