Câți bani primești la pensie dacă ai cotizat doar 15 ani. Formula de calcul

The amount of pension received by individuals with 15 years of contributions can vary significantly based on their earnings during that period. The pension calculation is based on the total points accumulated, which depend on both the length of contributions and the income level. In 2026, the social pension will be 1,281 lei, which can supplement lower pensions. However, simply having 15 years of contributions does not guarantee a specific pension amount, as higher earnings lead to more points and a higher pension. Additionally, individuals with only 15 years of contributions are not eligible for stability points, which are awarded for contributions exceeding 25 years. To retire, one must also meet the age requirement, which is gradually increasing for women.