Cât va fi IRCC în 2027 și care este raportul salariu net versus rata credit - Economica.net

Mortgage accessibility in Romania remained stable throughout 2026, with a slight decrease in interest rates and a 5.5% increase in average net salaries. The average mortgage payment for a two-room apartment in Bucharest accounted for 43% of the average salary. The estimated interest rate for the first quarter of 2027 is 5.58%. The ratio of payment to salary has not changed significantly, indicating a favorable environment for homebuyers. The average mortgage interest rate is currently 5.50%, slightly down from earlier in the year. Housing prices have increased at a slower pace, contributing to the overall stability in mortgage accessibility.