Cât trebuie să câștigi ca să poți cumpăra cu credit un apartament de 100.000 de euro • Știri Brașov Biz Brasov

In Romania, the income required to buy an apartment with a mortgage varies based on the property's price and the buyer's financial situation. For a €100,000 apartment, a buyer needs a monthly income of approximately €3,800, assuming a 20% down payment and no other debts. For a €150,000 apartment, the required income increases to about €4,650, while for a €200,000 apartment, it rises to around €6,200. Banks consider various factors beyond salary, including existing debts and financial stability, when approving loans. A higher down payment can reduce the loan amount and monthly payments, making it easier for buyers to manage their finances.