Cât din salariu îi mănâncă rata unui bucureștean. Calculul pentru un apartament cu două camere

In July, the average mortgage payment for a two-room apartment in Bucharest consumed 55% of the national average net salary, remaining stable throughout the year. The average interest rate for mortgages is currently around 5.50%, slightly down from earlier this year. The price of such apartments has increased by 4.2% compared to early 2026, with the average price now at €117,500. Despite rising housing prices, the affordability of mortgages has improved due to higher salaries in major cities and competitive interest rates. The mortgage payment ratio is expected to remain consistent into 2027, reflecting a stable housing market.