Cât din „nivelul nostru de trai” este, de fapt, cumpărat pe datorie?

In Romania, the standard of living is increasingly supported by debt, raising concerns about financial stability. While incomes are rising, many households rely on loans for everyday expenses, leading to a cycle of borrowing. The growth in consumer loans indicates a reliance on credit to maintain appearances, despite stagnant real wages and rising costs. This trend highlights the fragility of economic stability, as households face pressure from both financial obligations and social expectations. Ultimately, the question remains: how much of today's living is genuinely funded by earned income versus borrowed money?