Care sunt europenii cu cele mai mari datorii? Răspunsul te-ar putea surprinde. Pe ce loc sunt românii

Household debt in the EU is highest in the wealthy North, contrary to the traditionally fragile Southern economies. By 2025, household debt is projected to reach 49.4% of GDP in the EU, with Romania at the lowest at 12.3%. The data reflects mortgages and consumer loans, providing a macroeconomic overview rather than individual debt levels. High household debt isn't inherently problematic, but excessive borrowing can exacerbate economic downturns. Northern European countries dominate the highest debt levels, while Southern nations show more conservative borrowing habits. The Netherlands leads with 93.5% of GDP in household debt, influenced by favorable mortgage policies.