Capcana plăţii cu cardul: "E mai simplu, nici măcar nu simt că plătesc"

The debate between cash and card payments continues, with many consumers still favoring cash for its tangible control over spending. While nearly half of shoppers use their phones for payments, one in four remains loyal to cash, citing its advantages in managing expenses. Cash transactions help avoid impulsive purchases, as they provide a clear view of available funds. However, the use of online banking and mobile payments is also on the rise, indicating a diversification in payment methods rather than a complete shift. Some prefer cards for their convenience and speed, often feeling less aware of their spending. Overall, cash remains significant in Romania, with a notable increase in circulation.