Capcana creditelor prin telefon. Cum poți ajunge dator cu zeci de mii de euro la bănci fără să știi • Economie Biz Brasov

Psychological manipulation and advanced cyber fraud have made the financial services market risky for consumers. The Alternative Dispute Resolution Center for Banking has recorded over 170 fraud-related requests this year. Victims often face significant debts from loans they never wanted, with damages frequently exceeding €20,000. Banks generally refuse to engage in mediation, claiming their security systems were not compromised. Common tactics include convincing victims to install malicious apps, leading to unauthorized access to their accounts. Fraudsters also simulate calls from bank representatives to pressure victims into taking loans and transferring money. The BNR warns consumers to be cautious and not share sensitive information, emphasizing the importance of data confidentiality for financial security.