BNR schimbă regulile de creditare. Băncile vor putea acorda împrumuturi garantate cu titluri Fidelis. Ce sumă poți obține dacă ai 100.000 de lei în titluri de stat

The National Bank of Romania is proposing new regulations allowing holders of Fidelis government bonds to use them as collateral for bank loans. This initiative aims to enhance liquidity for investors without requiring the sale of their bonds. The proposed financing can reach up to 80% of the market value of the bonds, potentially enabling loans totaling 57 billion lei. The project also includes provisions for banks to consider income from these bonds when assessing repayment capacity. However, banks will set their own conditions for loan approval, and strict rules will still apply to consumer loans.