BNR respinge proiectul PSD pentru despăgubirea clienților afectați de ROBOR: „Nu există încă un reper” pentru calcularea prejudiciilor

The National Bank of Romania opposes a PSD bill aimed at compensating consumers affected by anti-competitive practices related to interest rate calculations. The Competition Council finds the initiative generally appropriate but calls for clarification on its mechanisms. The Economic and Social Council also issued a negative opinion, citing major deficiencies in clarity and legal coherence. The bill stems from an investigation into the ROBOR rate and proposes that banks recalculate contractual obligations and refund consumers. However, BNR warns that the bill assumes established consumer harm without sufficient evidence and raises concerns about legal predictability and the adequacy of existing compensation frameworks. The Competition Council supports the initiative but emphasizes the need for a solid legal basis and clear methodologies for determining damages.