BNR recomandă românilor să păstreze rezerve de cash, din cauza atacurilor cibernetice. "Numerarul se poate dovedi relevant în criză"

The BNR advises Romanians to maintain cash reserves due to increased cyber risks linked to AI models. Cash remains crucial for financial inclusion and crisis situations. In 2024, cash circulation reached 120.3 billion lei with a 98% availability rate. The BNR continuously monitors operational and cyber risks in the financial sector. While cash is essential, it should complement digital financial services, as large cash holdings pose theft and loss risks. The stability of the Romanian banking system is assured, with deposits protected up to 100,000 euros per depositor.