BCR: Profitul net a scăzut cu 18% în primul semestru, la 1,2 miliarde de lei

BCR reported a net profit of 1.205 billion lei in H1 2026, down 18% from last year, amid rising risk costs. Despite this, the bank's lending activity grew by 9.9%, with new loans totaling nearly 14 billion lei. The bank increased provisions for credit risk significantly, leading to higher depreciation costs. BCR's mortgage portfolio rose by 18.2%, and it remains a leader in the digital mortgage process. Operational revenues increased by 3.1%, while administrative expenses rose due to inflation and investments. The NPL ratio slightly increased to 2.9%, but remains low, with a strong coverage ratio.