Avansul pentru „Noua Casă” ar putea scădea la 5% pentru tinerii sub 35 de ani. Ce impact ar avea măsura asupra pieței

A proposed law may allow young people under 35 to buy homes through the 'Noua Casă' program with a 5% down payment, regardless of the loan amount. Currently, a 5% down payment applies only to loans up to €70,000, while loans between €70,000 and €140,000 require 15%. This change aims to make the program more appealing, as many young buyers struggle with the down payment rather than monthly installments. The average mortgage in major cities exceeds €70,000, making the proposed change significant. Additionally, rising VAT has deterred buyers from new homes, leading to a shift towards older properties. Developers are delaying projects, causing prices to rise further.