www.cancan.ro/ce-se-intampla-daca-primesti-bani-in

A simple mistake in a bank transfer can lead to significant financial loss. Incorrect IBAN or beneficiary selection may send funds to an unknown account. Fortunately, the law provides avenues for recovering the amount, even if the recipient refuses to return it. However, the recovery process can be complex, and banks cannot guarantee reimbursement. Legal obligations exist for banks, and in some cases, the recipient may face criminal consequences for intentionally keeping the funds. If money is transferred incorrectly, contacting the bank promptly is crucial. If the recipient refuses to return the funds, legal action may be necessary. Keeping all relevant documentation is essential for potential court proceedings. Intentionally retaining mistakenly received funds can lead to criminal liability, with penalties including imprisonment. Recovery may incur bank fees, which should be checked in the service contract.