bizbrasov.ro/2026/10/29/pensia-lucrat-strainatate-

For Romanians who have contributed to pension systems in multiple EU countries, pension calculation involves considering insurance periods across these systems. Proration allows each authority to determine the pension amount based on the duration recognized in their system, following European coordination rules and national legislation. Understanding pension decision terms is crucial for distinguishing between calculated values and actual payments. Each competent institution performs two calculations: an independent pension based solely on its own system and a proportional pension based on total contributions. The process ensures that while foreign work periods are acknowledged, each state only pays for its own contributions. Applications for pensions are submitted to the relevant authority in the resident country, which coordinates with other states involved, but pension rights may not open simultaneously due to differing retirement ages.