www.wowbiz.ro/iccj-a-decis-ca-bancile-nu-pot-cere-

The High Court of Cassation and Justice ruled that banks cannot demand interest for the remaining period of a loan after declaring early maturity. This decision clarifies what amounts can be requested from borrowers unable to pay their installments. It distinguishes between interest due before the early maturity declaration and future interest that would have accrued. The ruling aims to protect debtors from incurring costs for a period without credit. Following early maturity, banks can only charge penalty interest, and borrowers must still repay the principal amount. The interpretation is binding for the Timiș Tribunal and will apply to other courts after publication.