www.economica.net/bcr-profitul-grupului-a-scazut-c

BCR reported a net profit of 2.007 billion lei in the first nine months of 2026, down 18.6% from the previous year. Operational results increased by 4.1%, driven by higher operational income despite rising expenses. Net interest income rose by 1%, while net commission income surged by 17.8%. The bank's total operational income grew by 5.3%, but administrative expenses increased by 7.5%. The non-performing loan ratio remained stable at 2.8%, with a coverage ratio of 128%. BCR's loan portfolio expanded by 10.9%, with significant growth in mortgage and corporate loans. Digitalization efforts are evident, with a high percentage of clients applying for mortgages online. BCR aims to guide clients in transforming data into decisions, emphasizing the importance of innovation in Romania's growth.