www.economica.net/romanii-sunt-saraci-bogati-detin

In 2025, 93.2% of Romanians owned their homes, the second highest rate in the EU after Slovakia. Even among those at risk of poverty, 90.2% owned their residences, significantly higher than the EU average. However, reliance on property can hinder quick access to funds for unexpected expenses, highlighting the need for emergency savings and liquid assets. The proportion of homeowners has slightly decreased from previous years, yet Romania still shows a unique trend where low-income households predominantly own their homes. Financial stability is crucial, especially for those facing rising maintenance costs. Recommendations include reducing high-interest debts and building an emergency fund to cover essential expenses, ensuring financial security during unforeseen circumstances.