alba24.ro/noua-casa-2026-avans-redus-de-la-15-la-5

A new legislative proposal allows young people under 35 to buy homes with a reduced down payment of 5% under the 'Noua Casă' program. The Senate approved this change, which still requires approval from the Chamber of Deputies. The initiative aims to ease home purchases for young individuals with stable incomes but insufficient savings for a 15% down payment. However, it has faced criticism from the government and the National Bank of Romania due to potential credit risks and rising property prices. The current program conditions remain, with specific eligibility criteria for applicants.