www.oradesibiu.ro/2026/10/26/creditele-cu-scadenta

The High Court of Cassation and Justice ruled that banks cannot charge interest accrued after declaring early maturity on consumer loans. This decision clarifies what constitutes "due debt" under consumer credit regulations. It specifies that only interest due until the early maturity declaration is included in the debt, protecting consumers from excessive charges. The ruling aims to enhance legal certainty in consumer-creditor relationships and will be mandatory for all courts in Romania once published.