www.antena3.ro/economic/un-barbat-a-imprumutat-7-5

A man borrowed 7,500 lei from a non-banking financial institution and ended up owing 68,000 lei due to high interest rates. Many Romanians are turning to IFNs for quick loans, but face severe penalties for late payments. The number of borrowers with outstanding debts has increased significantly, and IFNs have not offered any debt restructuring options this year. This situation can lead to a debt spiral that is difficult to escape. One in ten Romanians with IFN loans already has overdue payments, with a 16% rise in such cases over the past year.