observatornews.ro/economic/tot-mai-multi-romani-ce

An increasing number of Romanians are requesting lower loan rates due to rising financial pressures. In the first nine months of the year, requests for renegotiation surged by 60% compared to last year. Many borrowers are struggling with high mortgage payments, leading to a rise in refinancing applications. As of September, loans to the public exceeded 218 billion lei, marking a 7.6% increase from the previous year. The rate of non-performing loans reached nearly 2.9%, the highest in four years, indicating significant payment delays. The Alternative Dispute Resolution Center reports that banks accepted over 500 renegotiation requests, while non-banking institutions did not accept any. It is crucial for those facing payment difficulties to seek solutions with their lenders early on.