adevarul.ro/adevarul-juridic/iccj-clarifica-datori

The High Court of Cassation and Justice clarified that interest accrued after early maturity declaration is not part of the consumer's payable debt. This ruling, issued on October 26, 2026, addresses consumer credit contracts and specifies that only interest due up to the early maturity declaration is included in the payable debt. This distinction is crucial for consumer protection, ensuring that creditors cannot charge for the entire remaining contract period when the repayment term is no longer applicable. The decision will be published in the Official Gazette after finalization.