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Major U.S. banks are preparing for potential AI-related disasters while addressing current risks from unchecked AI agents. Concerns arise from users sharing credentials, leading to unauthorized actions by AI bots. Recent vulnerabilities in PHP programming have heightened security fears, prompting banks to invest in preventive measures. Executives emphasize the importance of vigilance and warn against sharing passwords with AI agents. Collaboration between banks and AI firms aims to mitigate risks, but federal crisis planning remains uncertain.