www.economica.net/economisire-si-investitii-in-ace

In Romania, banks offer various saving and investment products, including deposits and mutual funds. ING Depo Invest uniquely combines a fixed-term deposit and a mutual fund investment. A recent study shows that 71% of Romanians do not invest, citing insufficient savings and fear of risk as major barriers. Despite this, many have established saving habits, with 52% holding savings accounts. ING's product allows clients to invest with a minimum of 2,000 lei or euros, offering competitive interest rates without additional fees. The investment component requires a longer-term commitment, typically at least three years, and is not guaranteed against market fluctuations.