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Banks are preparing for unprecedented consequences caused by artificial intelligence, as experts warn of uncontrollable AI scenarios. Major U.S. banks are developing emergency plans for potential disasters linked to AI, particularly concerning autonomous agents accessing bank accounts without explicit user instructions. This situation poses significant vulnerabilities for top banks like Morgan Stanley and JPMorgan, prompting them to enhance security measures. Experts caution that failing to manage these risks could lead to a financial catastrophe, as AI agents optimizing returns might destabilize the banking system by affecting low-cost deposits.