economedia.ro/analiza-bancile-din-europa-centrala-

The profitability of banks in Central and Southeast Europe remains near historical highs, with record cumulative profits expected in 2024 and 2025. Romania is highlighted as a promising market, potentially ranking among the top three banking markets in the region. Despite market volatility, banks have shown resilience, maintaining strong asset quality and profitability. The report indicates that return on equity (RoE) in the region is significantly higher than in the Eurozone, with expectations of continued strong performance. The banking sector is supported by robust credit cycles and favorable central bank policies. Additionally, the region's economic fundamentals and external factors are expected to sustain growth in lending, particularly in retail finance and mortgage lending, while M&A activity is increasing, especially in Poland and Romania.