Ai depus dosarul de pensie în decembrie 2026, dar decizia vine în 2027? Ce se întâmplă cu banii din Pilonul II • Newsweek România

A Romanian who files for retirement in December 2026 but receives the decision in January 2027 faces uncertainty regarding accessing their Pillar II funds. If the request for payment is made after January 5, 2027, it is unclear whether the old or new pension laws apply. The new legislation, effective from January 5, 2027, changes how pensioners can withdraw their accumulated funds. Previously, participants could withdraw their entire balance or opt for staggered payments. Under the new law, only a maximum of 30% can be withdrawn initially, with the remainder paid as a private pension. This transition raises questions about the implementation of the new rules and their impact on those caught between the two systems.