Ai datorii? 2026 aduce schimbări majore: patru proiecte de lege care pot schimba regulile executării silite - Economica.net

The debt management industry is undergoing significant changes due to new legislation aimed at improving creditor-debtor relations, emphasizing amicable solutions and consumer protection. Starting in 2026, new rules will require creditors to seek solutions with debtors before initiating enforcement actions, allowing for debt restructuring options. Additionally, there will be a minimum three-month period for debtors to negotiate before enforcement begins. New measures also aim to protect consumers from abusive enforcement actions, particularly regarding housing. These legislative changes reflect a shift towards prioritizing dialogue and financial stability for consumers.