Ai apăsat „autorizez”, deci e vina ta. De ce argumentul preferat al băncilor nu ține, potrivit unui expert
Monica Calu, president of the Consumers United Association, argues that banks unfairly shift responsibility to consumers in cases of fraud. She highlights that when a bank's security is breached, the consumer's ability to remain vigilant is compromised. The current economic climate and rising online fraud expose Romanian consumers to significant risks. Calu emphasizes that banks must take responsibility for security failures, as consumers cannot control how banks manage their data. Recent cyber incidents illustrate the vulnerabilities in financial institutions, and the legal framework supports consumer protection against fraud facilitated by bank security breaches. The shift from brute force attacks to subtle online traps further complicates consumer safety.