Câți bani cash ar trebui să avem puși deoparte. Diferenţa dintre „fondul de urgenţă” şi „fondul de rezervă”, explicată de un expert

Adrian Asoltanie, a financial education expert, discusses the importance of having both an emergency fund and a safety fund. The emergency fund should contain between 1,000 and 2,000 lei for immediate unexpected expenses. In contrast, the safety fund should cover at least three months of living expenses to protect against significant income disruptions.